Signing up for 2026 Medicare Part D

You'll have 2 months after you get both Part A and Part B for the first time to sign up with a plan. Sign Up With any Medicare Benefit Plan with or without drug coverage. The month after you join the plan. October 15-December 7. Sign up with, drop, or switch to another Medicare Benefit Strategy with or without drug coverage (or include or drop drug protection). Change from Initial Medicare to a Medicare Benefit Strategy from a Medicare Benefit Plan to Original Medicare.

Within the very first 3 months you get Medicare.Switch to another Medicare Advantage Plan with or without drug coverage. Drop your Medicare Benefit Plan and return to Initial Medicare.

Differs. Depending on your scenario: Sign up with a Medicare Benefit Strategy (with or without drug coverage) or Medicare drug planSwitch to another planIf you sign up for Part A and/or Part B during an Unique Registration Duration because of an exceptional scenario, you'll have 2 months to sign up with a plan or switch to another strategy.

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Typically, the very first of the month after the plan gets your request. Other times when you can sign up with a health or drug strategy.

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On August 25, 2026, CMS released the "Medicare Benefit and Part D Enrollment and Disenrollment Assistance" memorandum via HPMS to reveal the updates to the enrollment and disenrollment assistance for MA and Part D prepares for 2027. A brief summary of the guidance updates, and the updated appendices, design notices, and exhibits for MA and Part D strategies are provided in separate documents.

This page consists of enrollment and disenrollment assistance for Part D strategy sponsors and other parties interested in the policy and operational elements of Part D plan enrollment and disenrollment. The guidance on this page covers the registration and eligibility provisions set forth at 42 CFR 417, Subpart K, 42 CFR 422, Subpart B and 42 CFR 423, Subpart B.

To join Part Sign up with plan, strategy individual mustPrivate Need to Medicare Part A (Hospital InsuranceMedical Facility insurance coverage Part B (Medical Insurance)Insurance Coverage There are 6 types of election periods: Preliminary Enrollment Duration for Part D (Part D IEP)Preliminary Protection Election Period (ICEP)Annual Coordinated Election Duration (AEP)Medicare Advantage Open Enrollment Period (MA OEP)Open Enrollment Duration for Institutionalized People (OEPI)Special Election Durations (SEPs).

People entitled to Medicare Part A or enrolled in Part B are qualified for Prescription Drug Plans (PDPs). The beneficiary must have both Components A and B coverage to register in a Medicare Advantage Part D (MA-PD) plan. In addition, dual-eligible individuals and beneficiaries with restricted income and resources who certify for both Medicare and Medicaid are needed to register in a Medicare prescription drug program to preserve coverage for prescription medication.

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Filter to Enter your list of prescription drugs (names, dosages, frequency)The tool will show you plans offered in your location, with approximated expenses (premiums, out-of-pocket)Usage filters or sort by "most affordable cost," "star ranking," and so on, to discover strategies that suit you Once you select a strategy: Click under the strategy you desire.

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Verify your individual and Medicare informationProvide any plan-specific details if promptedSubmit the enrollmentNote: In some cases, registration may reroute you to the strategy's own site to finalize. After enrolling, you should get confirmation and can examine registration status through your accountThe coverage efficient date depends on when you enroll (for example, registering throughout the open enrollment period offers protection beginning January 1 of the next year) If your income and resources are limited, you may qualify for, which minimizes your Part D expenses (premiums, deductibles, copays).